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Can a Not-At-Fault Claim Raise My Insurance Rates?
You come home from work one day, pay attention to the road below and the drivers around you when suddenly a man or woman who pays more attention to your cell phone call stop signs and anger on the side of your vehicle. Fortunately, it doesn't hurt you or other drivers--unless your vehicle is experiencing.However, when you call to tell your friends about Your accident, be careful that you think twice about your car insurance claims, claiming that the price you can collect. Are they true?
The good news about not in debt claims
In most of the United States, in debt claims filed against auto insurance by mistake (I check here). If you are able to present against the inside of the blame, you really don't have to worry about the price of your trip. If you have filed a lawsuit against its own policy, many insurance companies do not yet have an additional fee to claim a debt-free. You may see extra fees if you ask three or more of them for a period of three years.
The bad news about not in debt claims
Let's say that the previous scenario, rather than quietly share information with you, the other driver fled from the scene. Filing a claim against your own insurance for the hit and run accident can be frustrating. Unfortunately, some insurance carriers charge extra if you ask on the debt.
The insurance company became increasingly stricter when it comes to claims. Claims of innocence will come with a small additional cost rather than a fault claim--but even this small increase is not good. Theoretically, increasing tension against claims filed will reduce the level of driver zero claims to be filed.
What you can do about it
If you are making a claim for free in debt insurance supplements and your business, it may be advantageous for you to begin buying new operators. Additional charges applied to your insurance renewal date, so you have some time between presentation and actually pay an additional fee.
Ask your insurance company if you have potential additional cost an innocent accident a big question to ask when you accepted the offer. Can make you pick a quote that cost a little higher than the cheaper additional charges accordingly. Thinking. Do you want to worry every time you want to make a claim, "how much will my insurance go?"